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ronthecivil

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ronthecivil last won the day on August 14 2014

ronthecivil had the most liked content!

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  1. I think the damn password policy, or the need to steal my ID from facebook or demand my phone number, or something, has made me forget how to log on.
  2. Uh still inflation is for real right? Like I dunno 8 percent? Taht's a lot!
  3. Kevin Bieksa is a stand up Comedian.... Make him the colour guy lol!
  4. Go make some herb bombs. It's like using the internet to give yourself hugs all winter.
  5. Well it costs money likely and who knows what someone will say (risk) so that would make Bill Wirtz angry. Rocky Wirtz wouldn't need a message board. You can just approach him in the stands. So let's just say I won't be surprised either way. They already got rid of one set of topics, so why not just get rid of all of them?
  6. There needs to be capital gains taxes charged on houses when you sell them. 2.5M tax free if it happens to be your primary residence is not exactly progressive. And it doesn't help housing prices just letting all that free money pile into the system of those that already have money. So it's also inflationary to allow it to gain tax free. And it's also a good way not to get elected, what with 70%+ of Canadians in the "own property" camp. Don't tax me bro will beat that every time. Even if the 70% is unwittingly shooting themselves in the foot by doing so....
  7. I subcontract out the pepper pickling to my sister lol.
  8. Herbs are like the only thing I have that's reliable lol. I do have a big garden but what I get depends on how well I can keep the critters away, etc. One good trick with herbs. If you have a ton of them at the end of the season, you can cut and wash them all up into one giant mix that you like. Like after washing put them into the food processor almost. And then you mix them together with a little bit of your favorite oil. Then you make little blobs like proto cookies. Then you put them on wax paper cookie sheet in freezer. Once frozen they can go in one freezer bag. I usually add garlic too, or just garlic ones. Herb bombs! Mow down the herbs, but in like an hour of work, and you have herb bombs to drop in like everything all winter!
  9. So Sad Jimmy Buffet and Bob Barker Won't see guys like that no more. Sad.
  10. If he openened with "I balanced the budget" he might have a horse! \Which I think they haven'\\t compltely screewed up, but it's still posisble.
  11. Well, the catalyst to bottom out the market, higher interest rates, is already in place. It was putting a ton of people that had over extended themselves into dire situations. There was fear and news stories about prebuilds being worth less than what the people that put their deposit in being in very dire straights! But then the Feds came to the "rescue" and instructed the banks to amortize to infinity if need be. So prices went up instead! This means that to finance a rental, you need to charge more in rent. A LOT more. How or why, you would say corporations, but my place is was just the dude that owned it (my place used to be a rental), have turned literally every single place I lived in as a welfare kid into a strata corporation. Even the super ghetto Cottonwood! This transformation and the provision of social housing etc. asks for tons of public money to be put in from all sources, but really, this is the cities fault. They didn't have to allow the change. It's not like it would be hard to have bonuses (to say floor space ratio, etc.) and lower property taxes for purpose built and maintained rental properties. It would not be hard to have costs when someone wants to switch it to a strata. It would not be hard to deny a conversion if you stuck to your guns on places that used the bonuses to say put in a greater floor space ratio, to not be compliant with the zoning, and stick to your guns. It just requires zoning regulations that encourage rental properties, secondary suites, etc. that encourage rental properties. Renter deserve protection and obviously you can't just toss people out in the streets, but the regulations are so much in favour of the tenants that many people don't even rent out things they could, because if you get a bad tenant, it's a LONG, DIFFICULT process to get rid of them, and they can continue to destroy the place and not pay you for a long time. It shouldn't be on small time secondary suite rental providers to cover the costs of housing the mentally ill or the drug dependent, covering the costs when they go through a crisis and can't/won't pay anymore, but that's exactly what happens. Needless to say that only happens once before people refuse to rent out anymore. Obviously that is an entirely separate conversation but it's part of the reason supply is limited and costs go up. Who to point the finger at for that? Pretty much everyone and every level of government. The power of NIMBYism is a massive driver of the zoning regulations that keep single family suburban style houses in what should be dense areas. "No Towers At Safeway" I saw in a lawn the other day. This references the Safeway at Commercial drive station, the junction of two skytrain lines and like a LOT of buses. Which of course has a giant suburban style parking lot next to it. Literally any other planning option would be an improvement. But does the bottom HAVE to fall out? So long as forces keep the bubble expanding, it's going to expand. It can keep expanding irrationally, for an irrational amount of time. Longer than most people can stay liquid. Given how property prices have doubled in the last five years, even a 50% drop would leave prices in the "very expensive" category. It wouldn't bother me, but it would cause massive economic damage and tons of misery, especially those that have big LOCs, but mortgages with little equity, etc. But what government wants to preside over that? The kind that doesn't want to be elected, that's who. Hence the decisions to keep everything working. That is, until it doesnt.
  12. Oh very expensive. Makes the captains room look like chump change.
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