Luck and Moore were my initial choices, but then had Griffin winning it until he got injured last week and didn't play.
I think Luck takes it home though, the guy does show much its unbelievable. He actually calls a lot of their plays too, which is just crazy.
Matt Barkley has had a great season, he's second on my list, but as you mentioned the whole bowl ineligibility thing (which he had nothing to do with, in fact him staying at the school tells you what kinda kid he is) and the fact that "he has good wide receivers" will hurt him. It's a stupid argument, but you gotta think in the context of the idiot voters.
It's funny too because people always mention Barkley's receiver, what about Alabama's offensive-line?