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Jaku

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Jaku last won the day on June 6 2018

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About Jaku

  • Birthday 08/16/1990

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  • Gender
    Male
  • Location
    Saskatchewan
  • Interests
    Canucks baby!
    Just looking for validation.
    Unapologetically stubborn.
    Fantasy hockey junkie.

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  1. Never get a student loan. Sure, sometimes is unavoidable. Sometimes people need to take one out, but if you don't have to then don't. Worst decision of my life. 

    1. Show previous comments  15 more
    2. pluralsight

      pluralsight

      I just finished off paying 22k in student loans this year. It took me about 5 years to pay it off. It wasn't easy and definitely had to compromise. You just have to discipline your spending and likely take a dent in your lifestyle but it's definitely doable. 

    3. -AJ-

      -AJ-

      It's an investment, whether you take out loans or not, it's gonna cost you a lot and you can only do your best to make sure that you make a good return on it.

    4. Jaku

      Jaku

      Absolutely, you're all correct. I am in no way making excuses, I am trying my hardest to work this all out. I have cut out a lot of things in my life to try to pay it off. We don't have cable anymore, I don't have a smart phone, we cut back on unnecessary travel expenses, don't eat out, I don't play rec hockey anymore, we are quite stingy with how much we spend on groceries in a month, very little money spent on entertainment. I am working full time,  my wife having medical issues  can't work for the time being and I have one other dependent(2 in August). This month we barely scraped by, we were blessed with a generous monetary gift from my parents to help.

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