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Tips and tricks of buying a new car. [Update]


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#31 canucklax

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Posted 11 April 2013 - 01:08 PM

96 months is a long time to be married to a 2 seater with reliability issues

Bring Back the Totems!
 


#32 Armada

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Posted 11 April 2013 - 01:32 PM

96 months is a long time to be married to a 2 seater with reliability issues


Technically 4 seater if the people sitting in the back have no legs.

My current car is not much better.

Edited by Armada, 11 April 2013 - 01:33 PM.

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#33 hudson bay rules

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Posted 11 April 2013 - 01:37 PM

you do realize that it's a girl's car yer pining for don't you?

Edited by hudson bay rules, 11 April 2013 - 01:39 PM.

I love rock and roll, just put another dime in the juice box baby.

#34 Armada

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Posted 11 April 2013 - 01:38 PM

you do realize that it's a girl's car yer pinning for don't you?


Girls car?

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#35 hudson bay rules

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Posted 11 April 2013 - 01:40 PM

Girls car?


like you didn't know B)
I love rock and roll, just put another dime in the juice box baby.

#36 Armada

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Posted 11 April 2013 - 01:51 PM

like you didn't know B)


Abarth has rich racing pedigree.

I would never buy a normal Fiat 500, then you might have a case.

This thing can beat cars that are way more expensive and its just plain fun to drive.

I test drove and I was impressed by the sheer torque, the exhaust note and the turbo sound it makes.

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#37 taxi

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Posted 11 April 2013 - 01:58 PM

Leasing sucks for a regular consumer.
Hard to get out of if say your financial or life situation changes.

Say you lease a 2 seater - 1 year later, your wife is pregnant - now you need a family vehicle...

Say you want to customize your leased car - watch out - you do anything to damage it and you can have issues with the leasing company.

At the end of the lease - you either have to come up with the buy out, or you lose the car.

With a lease, the car can NOT be used as collateral for anything else - because you don't own it - but you're committed to that monthly payment.
Makes it hard to buy a home when you're leasing.

If you are okay with a "buy out" at the end of the lease, you might as get one of those "balloon" payment loans. Same low payments and at the end you need to come up with some cash to buy your car.

I had a lease once - never again.
It's fine for a business - but not a consumer.



Getting out of a lease is not as difficult as you are making it out to be. There are multiple companies that will help you transfer the lease.

There are ups and downs to both. You can't say you should never lease or never finance.

#38 hudson bay rules

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Posted 11 April 2013 - 02:03 PM

Abarth has rich racing pedigree.

I would never buy a normal Fiat 500, then you might have a case.


I test drove and I was impressed by the sheer torque, the exhaust note and the turbo sound it makes.


Like the average joe will know the diff. Hope you know Tae Kwon Do

you can buy a box that'll make any car sound like a Ferrari etc.
I love rock and roll, just put another dime in the juice box baby.

#39 Wetcoaster

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Posted 11 April 2013 - 02:11 PM

See these tips:
http://www.carcostca...ng-tips-advice/

http://www.ctvnews.c...w-car-1.1065541

http://autos.sympati...u-buy-a-new-car

See the APA website:
http://www.apa.ca/purchasing.asp

Carsaver.com
http://www.carsaver.ca/

Also check out unhaggle.com:
http://www.unhaggle.com/
http://www.theglobea...article4261671/
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#40 Heretic

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Posted 11 April 2013 - 02:13 PM

Getting out of a lease is not as difficult as you are making it out to be. There are multiple companies that will help you transfer the lease.

There are ups and downs to both. You can't say you should never lease or never finance.


As a general consumer, you should never lease.

There....I said it.

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Kirk: Maybe he's not out there, Bones. Maybe he's right here. [points to his heart]

 

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#41 HTania

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Posted 11 April 2013 - 02:41 PM

I do not see good deals in the market now. October is the time to buy if you want deep discount.

#42 taxi

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Posted 11 April 2013 - 02:57 PM

As a general consumer, you should never lease.

There....I said it.


I should have rephrased that:

"You correctly say you should never lease."

There are plenty of good reasons to lease.

#43 Baka

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Posted 11 April 2013 - 03:43 PM

Fiats eh, when I think Fiat I think of the sexy girl who does the commercials for my local Fiat dealership xD



I am unsure of how old you are but when I was 19 I got a Crossfire (convertible roadster model) and while it is a different car I can honestly say going for the fun ride is much much more practical when you are younger given the lifestyle and freedom (unless you can afford 2 vehicles when you are older). However a 96 month plan is a very long one and as life changes you may not even want the car anymore. Whenever I have to pick up items I have to make sure they are under a certain size or I have to borrow someone elses car. Friend carpooling never happens. Though my payments are done I got tired of having to pay for it every month when I could have been using the money elsewhere (more vacations, eating out at nicer places, nicer apartments, etc). Speaking for yourself 8 years from now is dangerous business. For example look backwards 8 years and how much you have changed.

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#44 gaskell

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Posted 11 April 2013 - 03:50 PM

when people talk about the 500 the special editions are the only way to go, arbarth, ferrari and the maserati.

#45 taxi

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Posted 11 April 2013 - 03:54 PM

when people talk about the 500 the special editions are the only way to go, arbarth, ferrari and the maserati.


Some of those are hideous. If you're going that route, get a Speed3, an ST edition Ford, or a Subaru.

#46 gaskell

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Posted 11 April 2013 - 04:01 PM

Some of those are hideous. If you're going that route, get a Speed3, an ST edition Ford, or a Subaru.


Subaru are too common, would rather a lancer. Even Subaru have decided to cut down the amount they sell here in England.

Ford ST is nice, shame they are trying to escape from the old color schemes.

another mention for those that watch top gear the dacia sandero

#47 ahzdeen

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Posted 11 April 2013 - 04:07 PM

$25k for that? That's Impreza money.

#48 No_More_Larchide

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Posted 11 April 2013 - 04:08 PM

Dont listen to those ass hats calling it a girls car. I personally dont like it, but you do. Thats all that matters.

As far as your payments go, that is very high and your interest rate is high as well.

I bought a 2012 Cruze LTZ last year (9 km) and bought it duiring their summer 0% finance special. Almost all the major dealers have promotions like this during the summer, you may be better off waiting.

I know VW offered it on the Jetta, Nissan just had it on their Altima and Ford had it for the Fiesta and Focus,

I love my cruze btw, number 1 selling car in the world for a reason. For the segment, the interiors have been severely upgraded over the past few years. What was once considered "loaded' for an entry level compact is now standard.
Larchide is spelled wrong on purpose....

#49 Armada

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Posted 11 April 2013 - 04:12 PM

Subaru are too common, would rather a lancer. Even Subaru have decided to cut down the amount they sell here in England.

Ford ST is nice, shame they are trying to escape from the old color schemes.

another mention for those that watch top gear the dacia sandero


You had me at Dacia :lol:

Good to see a Fellow Top Gear fan!

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#50 Armada

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Posted 11 April 2013 - 04:20 PM

Dont listen to those ass hats calling it a girls car. I personally dont like it, but you do. Thats all that matters.

As far as your payments go, that is very high and your interest rate is high as well.

I bought a 2012 Cruze LTZ last year (9 km) and bought it duiring their summer 0% finance special. Almost all the major dealers have promotions like this during the summer, you may be better off waiting.

I know VW offered it on the Jetta, Nissan just had it on their Altima and Ford had it for the Fiesta and Focus,

I love my cruze btw, number 1 selling car in the world for a reason. For the segment, the interiors have been severely upgraded over the past few years. What was once considered "loaded' for an entry level compact is now standard.


I can't wait anymore, I want it now :lol:

The worst part is I'll have to wait 3 months because its a factory build.

Good to hear your glad with your purchase, spending +$20,000 is a big choice.

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#51 taxi

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Posted 11 April 2013 - 04:22 PM

Subaru are too common, would rather a lancer. Even Subaru have decided to cut down the amount they sell here in England.

Ford ST is nice, shame they are trying to escape from the old color schemes.

another mention for those that watch top gear the dacia sandero


Subaru are common, because they kick ass. I agree though Lancer's are nice, and great bang for the buck with the EVOs.

The Dacia is not avaiable in Canada yet.

#52 gaskell

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Posted 11 April 2013 - 04:23 PM

You had me at Dacia :lol:

Good to see a Fellow Top Gear fan!


Only program worth watching on English tv

#53 Argon

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Posted 11 April 2013 - 04:30 PM

1. How old are you?
2. What is your work situation, full time? Good money?
3. You still live at home? (depends on #1), if not you renting or own? How many other monthly payments do you have to make (eg. Phone)
4. Are you in or looking to get into a longterm relationship?

buying new for a younger guy generally isn't a good idea unless your loaded or your parents are helping out with the payments. I work with someone who has a mid-2000's f350, and still making payments on it, and nearly had to resort to desperate measures when it broke down and cost him 4k, and he had to pay for his payments on top of that.
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#54 Armada

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Posted 11 April 2013 - 04:34 PM

1. How old are you?
2. What is your work situation, full time? Good money?
3. You still live at home? (depends on #1), if not you renting or own? How many other monthly payments do you have to make (eg. Phone)
4. Are you in or looking to get into a longterm relationship?

buying new for a younger guy generally isn't a good idea unless your loaded or your parents are helping out with the payments. I work with someone who has a mid-2000's f350, and still making payments on it, and nearly had to resort to desperate measures when it broke down and cost him 4k, and he had to pay for his payments on top of that.


1. 20
2. Full time work/full time college, enough to live comfortably.
3. Live at home, no bills, no rent, nothing to pay except car insurance at the moment.
4. Long term relationship with the car? I love it, dad loves it?

I was already pre-approved. If all goes well then the unhaggle site I found which is doing the negotiating as we speak could bring it down to a good price and hopefully a good monthly price for 6 years and not 8.

I've already payed 3k on repairs on my current used car. If anything can't you buy new warranty after it expires? I believe its 16,000km's/year for 4 years on the Fiat.

Edited by Armada, 11 April 2013 - 04:37 PM.

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#55 MANGO

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Posted 11 April 2013 - 04:40 PM

What is the track record on that model of car? Will it even last that long. No one knows as they haven't been around that long. Secondly, My personal belief is that those cars are kind of a gimmic. Lots of people when't out and bought a PT Crusser for too much, only to find out it was a Dodge neon with a different body style on it.

If your gonna pay too much for car, get a Toyota!




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#56 Armada

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Posted 11 April 2013 - 04:44 PM

What is the track record on that model of car? Will it even last that long. No one knows as they haven't been around that long. Secondly, My personal belief is that those cars are kind of a gimmic. Lots of people when't out and bought a PT Crusser for too much, only to find out it was a Dodge neon with a different body style on it.

If your gonna pay too much for car, get a Toyota!


Only time will tell.

Once again my heart is set, this isn't a thread on what car I should get or shouldn't get. Ways to make deals with salesmen and experience.

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#57 taxi

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Posted 11 April 2013 - 04:54 PM

Only time will tell.

Once again my heart is set, this isn't a thread on what car I should get or shouldn't get. Ways to make deals with salesmen and experience.


Well...if you are going to make that decision (which I do not recommend). It's already been mentioned in this thread, but get multiple dealers playing off eachother.

Take your offer to dealer #2, see what they can do. Go back to the first dealer with dealer #2's offer.

If you're really uncomforatble with the whole experience you can also hire an agent to negotiate for you. They normally charge about $500 or so, but in the right situation, can save you much more.

The fact you are getting a factory ordered car is going to hurt your bargaining power. No incentive to get it off the lot.

#58 MANGO

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Posted 11 April 2013 - 05:02 PM

Only time will tell.

Once again my heart is set, this isn't a thread on what car I should get or shouldn't get. Ways to make deals with salesmen and experience.

Fair enough. Good luck with your purchase.




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#59 Argon

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Posted 11 April 2013 - 05:06 PM

1. 20
2. Full time work/full time college, enough to live comfortably.
3. Live at home, no bills, no rent, nothing to pay except car insurance at the moment.
4. Long term relationship with the car? I love it, dad loves it?
I was already pre-approved.

if I may give you my honest opinion, don't do it. In a couple years, your probably gonna be living on your own in one of the most expensive cities in the world for basic living, you don't want to have stuff like a depriciating asset sucking out money from your wallet. Especially if you may have student loans (dont know if your making more money than schools costing or if you got scholorships, even so less money being saved)
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#60 No_More_Larchide

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Posted 11 April 2013 - 06:18 PM

WIth new car purchases there isnt much room for wiggle, not like a used car anyways. Most of the time the only "wiggling" will be extra's and add ons that they can throw in or discount. The MSRP of the car however, has almost 0 wiggle room on new vehicles.
Larchide is spelled wrong on purpose....




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