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Is there anybody on here that has had experience or any knowledge of when you are driving without a license and got into an accident which was not your fault?
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The claim will go to an adjuster. Because driving without a licence is a breach of your insurance. Depends what your status was and why you where driving without a DL. You could talk with a lawyer. For example are you suspended? Did your licence run out and forget to renew? Where you scheduled to get your exam? Fault in the accident is decided by the Motor Vehicle Act, but you're adding a major issue with your DL. You might want to consult a lawyer just to get good advice.
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