Hey Guys - would love some advice here, I purchased a pre-sale which is set to close in March.
First time buyer, so PTT exempt, 5% GST (rebate of 1.8%) -
I'm curious at what other closing costs I'd be facing, 3.2% GST + Notary Costs - anything else?
Do I only need to get a notary? or is a lawyer needed as well to help me close?
Also, when should I start shopping for a mortgage? I will be putting down 20%, I can put down more but I feel there is no need, any advice?
Thanks so much!