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Everything posted by D-Money
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MDZ only played half the season the 2nd year. What’s your point? Inaccuracies? Really? OMG, sorry that I don't have extra hours to research the exact details of free agency 5 years ago. There were numerous public statements and articles over the years questioning Benning's free agency signings. It seemed almost unanimous among respected sources that he was doing things that would harm the team in the long run. And here we are…
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[Signing] Senators sign Tyler Motte
D-Money replied to -Vintage Canuck-'s topic in Trades, Rumours, Signings
The latest in a number of Sens moves that I really like. Nothing would please me more to have them finish ahead of Toronto!- 94 replies
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He just signed for $1.35M in Ottawa.
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[Rumour] Rangers shopping Nils Lundkvist
D-Money replied to -Vintage Canuck-'s topic in Trades, Rumours, Signings
Interestingly, Lundqvist was the 1st round pick Tampa sent to NYR in the trade for J.T. Miler and Ryan McDonagh. Vlad Namestnikov Brett Howden Libor Hajek 2018 1st (Nils Lundqvist) 2019 2nd (Karl Henriksson) Kind of exhibit A of how these trades can end in a big nothing-burger for the team trading the established player(s). -
Nate Prosser signed a 2-year deal on August 3rd with a $650K cap hit. But even on July 1st, there were over 30 UFA defensemen signed, and only 7 had a cap hit of $3M+. Would we be that much worse off if we just signed a Matt Hunwick or Brad Hunt? Even if we struck out on AHL fodder, what difference did it really make? Regardless, we actually got a late pick for MDZ, so he wasn’t a total loss. Gagner, on the other hand…
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There are a lot of teams that did it the right way: drafting well, accumulating assets, and avoiding bad contracts. Look at Colorado, who won the cup, while still having young studs coming up in Byram and Newhook. Just watch Detroit and Anaheim - they have nice young pieces, but are doing it slow. When they’re ready to contend, they’ll be deep, young, and have trade chips.
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For one, we traded a top-10 pick to dump Beagle and others. Secondly, although you don’t want your youth to get overwhelmed, there can be a benefit to having them learn to play those minutes in a season that is lost (which was every year but 2 under Benning). Third, you don’t need to pay a premium to acquire depth players right on July 1st. Wait it out, get some bargains on short term deals, and trade them for picks if the season is not going well. Watch what Anaheim gets for Klingberg next deadline. Much better than throwing over $6M per with term on Sam Gagner and Michael frickin Del Zotto.
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There are good young pieces, but we don’t have the depth in our system or cap flexibility to take full advantage of them. Basically, exactly what everyone was screaming from the rooftops when Jim was handing out millions to Beagle, Myers, etc, and not adding multiple picks in previous drafts. Imagine if we had this young core, AND a bunch more players in the system, ready to fill roles for cheap, and/or get traded for what we need? That’s what we should have been aiming for all along.
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Come for the music, stay for the cat video.
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[Signing] Avalanche sign Evan Rodrigues
D-Money replied to -Vintage Canuck-'s topic in Trades, Rumours, Signings
Well, not really. He’s a long way from Kadri. And Georgiev is no Kuemper. They’re likely still best in the West, but likely not by as much as last year. -
I just sold my house a few months ago (I now rent from a family member, so was renting out the home I owned for a while). I had fixed mortgage the whole time I owned, and ended up regretting that decision - it cost me quite a bit of money in the long run. That said, in the current market, with threats of rising rates for a while, I’d probably be considering fixed…but there is a general rule that would probably still make me lean variable. In a way, a fixed mortgage is like insurance against a rate hike. It may end up paying off, but generally, the insurance provider (in this case, the mortgage lender) is the one that will benefit. One good rule to live by to save money is don’t bother insuring against something that won’t really hurt/break you if it actually happens. Most people need car, house, and life insurance, because if the unfortunate happens it would be an extremely difficult situation for them and their family. You should absolutely get insurance for situations like that. Whereas things like extended warranties and trip cancellation insurance are examples of things that might pay off in your favour if something bad happens, but generally are manageable if you declined such coverage. As a general rule, if it will only end up in a mild, yet manageable financial hit for you, one that you could absorb, you’re almost certainly better off to decline such insurance whenever it is offered. Its price is set to benefit the company offering the insurance, not the one being insured. Similarly, banks and lenders are in the business of making money. If they are offering a fixed rate mortgage, it’s because all of their internal calculations and projections indicate that it is in their benefit. Sure, the rates may rise further than expected, and the fixed rate favour the mortgagee, but usually it goes the other way. So it really depends on the situation of each individual/family (this is what @JM_ was alluding to earlier). If interest rates raise further than expected, will it be a financial burden that you can manage, or is it something that will really hurt - even potentially break - you? If it’s the latter, then fixed is most likely the way to go for you. However, if you’re that leveraged, the question remains: If rising rates are so dangerous to the financial well-being of your family, what are you going to do when it’s time to renew? (Note: This is just my opinion, and I’m not a professional financial advisor. Go see one if you need real advice.)
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I think this is quite possible. I’m not surprised Motte hasn’t signed a PTO. Given his injury history, why risk it? I think most of the NHL knows what he is - an elite 4th liner player, when healthy. Someone will have an injury at camp, or have cap room open up at the start of the year when teams set their LTIR guys. It very well might be Vancouver. We certainly don’t need him in camp to know how he’ll fit in.
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That’s because everyone that age with half a brain has figured out that showing off on social media is for stupid/young people. It’s not that they aren’t relevant - it’s the other way around. That’s not meant to offend you either, it’s the truth. My friends and I are 40-ish, generally happy and successful people, and none of us could care less what is happening on social media. It’s high school-level nonsense.
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Playing Commodore Ballroom tonight. I’m seeing him in Calgary next week.
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The team was staring down the possibility of losing BOTH Miller and Horvat for next year. That’s no longer a concern. So yeah, the worst case scenario is off the table, so the team can breathe a little easier. Personally, all along I’ve thought only 1 of Miller or Horvat was staying long term. Management seems to think they can keep both, but obviously not at any cost.
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[Rumour] Bo Horvat Trade/Contract Talks
D-Money replied to HOFsedins's topic in Trades, Rumours, Signings
Love Horvat, but he’s no Bergeron. I think the team wants to lock him in at $7M. Bo’s camp is probably pointing at what Couturier signed last year (8 x $7.75M). Both sides want a deal, but there must be a gap or it would have been done already. (As a side note, that contract is looking slightly sketchy now, as Couturier had injury trouble and missed most of last season.) -
A bird in the hand is worth 2 in the bush… Bo is a family man, who will take security for his family over magic beans. If we aren’t offering it, there are dozens of other teams who will. However, the team locking up Miller makes a Horvat extension less urgent. If Bo’s camp is asking too much, it gives the Canucks some leverage, and the option to stick to their guns and wait him out a bit.
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I work in a field dealing with people in financial trouble. Many of them are people who present themselves as successful, and are seemingly addicted to a lifestyle they really can’t afford. I’ve seen lawyers, real estate big shots, financial advisors, and even a guy featured on podcasts for how to be wealthy and successful. In many cases, they are on the verge of bankruptcy, and it’s a total shock to many of their friends and family. On the other hand, I have a family member who is illiterate (beyond his control), and worked in a mill until having to retire early on disability. He raised 4 kids (wife didn’t work until they were grown up), gave money to many family members from back home, and is living comfortably into his late seventies in a big beautiful house and lots of money in the bank. How? Frugal city. He only eats out a few times a year, and never fancy. Budget everything, even growing lots of his own food. So yeah, being frugal absolutely works. But for me, I try to find a sweet spot in the middle. I go out here and there, but in between try to cut costs and save each month. But going to bars/clubs and showing off? That’s nonsense. I drink well, but at home…much cheaper.
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On tour now. Got my tickets for Calgary show next week. Bought them 2.5 years ago!!! Assuming he’s not playing Kelowna (considering 1:45-1:58 of this song).
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This might actually lead to more majors being called. Since if it looks bad, but the ref isn’t 100% sure he saw the whole thing, calling the major allows him to confirm it. Previously if he wasn’t 100% sure, the ref may have called a minor or double-minor to offset his uncertainty. I think it’s a good thing. Seen far too many dirty plays that were deliberate attempts to injure just get minors.
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Carolina Hurricanes’ camp roster: Ovechkin - Kadri - R. Smith Lee - C. Smith - Perron Martinook - Colton - Moore Deslauriers - Lewis - McCarron Hedman - Faulk Gudas - Schmidt Edler - Mayo Forbort Vasilevskiy Elliott Pushing for spots: F - Zohorna, Johnson, Snively, Nurmi, Thompson, Pezzetta D - Miromanov, Zhuravlyov G - Fedotov (if he gets out)
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Former Canucks Draft Pick Facing 2.8 million fraud allegation.
D-Money replied to Crimson-JH's topic in Canucks Talk
It never fails to amaze me how stupid some people can be with their money. I mean, giving $2M to this guy…why? Because he made it to the AHL? -
Ummm…OK?
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