hockeyfan90 Posted March 1, 2015 Share Posted March 1, 2015 So I am currently paying $301 a month for insurance on my 2010 Honda Civic LX-S here in Toronto. I just moved to Ontario from Quebec in July 2014 and had changed my license in October 2014. I had my full Quebec license since 2012 but I never owned my own car and was 3rd driver on a family car back in Quebec. I have had perfectly clean record with no accidents, speeding tickets. Only about 2-3 parking tickets but that doesn't go on record. I just turned 25 this January 2015. Why am I paying sooo much for insurance? It is with Desjardins. My driving history in Quebec doesn't seem to have even mattered. Only counts that I have had my license since October 2014. This isn't even full coverage, only one way insurance. The cost is ridiculous since I've had been driving for more than 3 years with a clean record. I've checked everywhere for insurance quotes and this was the lowest I got. Others even went up to $600/month. Is there something that I am missing or is this normal? Is there any way to get my insurance rate down? Link to comment Share on other sites More sharing options...
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