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Decent travel insurance?

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Can anyone recommend some decent health insurance for travelling to the US? I don't wanna be one of those stories you hear about on the news where a person is denied because of some stupid clause in there insurance.

Going down south for about 8 days at the end of the month.

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$35 a year for as many trips you take upto a maximum of 8 days at a time.

$300 deductible if you do something and it's void if you hurt yourself when you're drunk.

Sounds fine, but what if the trip is longer than 8 days?

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Check what credit card you have.

I have a Visa Preferred, so I get covered for 30 consecutive days when I go travelling. Usually the more "premium' cards have this feature (although there's the annual fee and interest that comes with it).

If you have the Avion, or other travel cards, they have this feature included.

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