Popular Post -DLC- Posted January 23, 2022 Popular Post Share Posted January 23, 2022 One thing I've done forever (out of necessity as a single Mom working 3 jobs to make ends meet back in the day).....don't buy new stuff unless you need it. It actually gives a great sense of satisfaction to wear things "out" rather than trash them for something new. Get full value out of your purchases. I don't caught up in "the latest" trends. Tried and true works for me. I've also found great thrift store items....recycling versus purchasing brand new. Save a lot of $$ that way and people who do get caught up with having to get the latest edition of things get rid of some great stuff. I buy things at the end of the season too, never the beginning. I got this awesome (heavy duty) patio set...everything here, for $99 at the end of August last year. Retailed for $599.00 peak season. Always shop off season. 1 1 1 1 3 Link to comment Share on other sites More sharing options...
Gurn Posted January 23, 2022 Author Share Posted January 23, 2022 5 minutes ago, -DLC- said: One thing I've done forever (out of necessity as a single Mom working 3 jobs to make ends meet back in the day).....don't buy new stuff unless you need it. It actually gives a great sense of satisfaction to wear things "out" rather than trash them for something new. Get full value out of your purchases. I don't caught up in "the latest" trends. Tried and true works for me. I also have found great thrift store items....recycling versus purchasing brand new. When I was a kid Mom would take my brother and I shopping. Her trick for teaching us was-if we found generic stuff for less than the name brand, we would use part of the money saved for a lunch at McDonalds. Why buy Kraft Mac when Western foods was $.25 less per box.? 1 Link to comment Share on other sites More sharing options...
I.Am.Ironman Posted January 23, 2022 Share Posted January 23, 2022 The biggest 'silent' killers imo are eating/drinking out, new devices, and phone plans in excess of what you really need. Oh and cable. The not so silent killer is obviously living expenses. If you have a job that allows you to earn the same wage but in a cheaper city, then making the move will do wonders for your finances. Of course one has to be willing to move and weigh all sorts of personal, professional, and financial factors. I saw an interesting quote the other day. I'm paraphrasing but it went along the lines of: "Netflix doesn't only cost you $9.99/month, it costs you your time. Coke isn't cheap, it costs you your health. Social Media isn't free, it costs you your focus." Essentially if something is cheap/free - you are the product. 2 1 1 Link to comment Share on other sites More sharing options...
Popular Post ABNuck Posted January 23, 2022 Popular Post Share Posted January 23, 2022 Living in Alberta has certainly caused many of us to rethink our economic strategies. For example: 1/ I switched to Kirkland caviar and champagne, it tastes just the same. 2/ I turned the heat down in the sauna and hot tub when not in use. 3/ I switched from Premium 91 Octane to Mid-Grade 89 Octane in both the Rolls and the R8. 4/ I don't throw away my ties anymore...I wait about 6 months then re-use them (so far nobody has noticed). 5/ I don't tip the shoeshine boy anymore...the cost of the shoeshine is his reward. 6/ If we run low on bread, I just eat cake. 4 1 Link to comment Share on other sites More sharing options...
86Viking Posted January 23, 2022 Share Posted January 23, 2022 Credit cards are only bad if you can't afford to pay the bill at the end of the month. Use your brain and spend wisely and a credit card will never give you grief just rewards...for us anyway! 1 Link to comment Share on other sites More sharing options...
Gurn Posted January 23, 2022 Author Share Posted January 23, 2022 5 minutes ago, ABNuck said: 3/ I switched from Premium 91 Octane to Mid-Grade 89 Octane in both the Rolls and the R8. good idea, only need the more expensive gas if your engine starts to "knock or ping". That premium plus is around 15-20 cents a litre more, can add up fast. Link to comment Share on other sites More sharing options...
Toni Zamboni Posted January 23, 2022 Share Posted January 23, 2022 i save a ton by growing my own weed. 1 2 Link to comment Share on other sites More sharing options...
Curmudgeon Posted January 23, 2022 Share Posted January 23, 2022 Just ten thoughts: 1. Don't spend more than you earn. 2. Learn the difference between what you WANT and what you NEED. Buy what you need now, save up for what you want later. 3. Save a portion EVERY payday. No exceptions. 4. Try to maintain a six month financial cushion (rent/mortgage, food, vehicle) to take care of the unforeseen. 5. Prepare and eat your meals at home most of the time. Can't cook? Learn. Youtube is your friend. Freeze portions for future use. 6. Perfectly good clothing is available at any one of dozens of thrift stores. Nobody will know your shirt, slacks or sweater came from Value Village. 7. There is no real difference between regular gas and premium. 8. House brands in grocery stores are every bit as good as name brands and are usually cheaper. 9. If buying stew beef, buy a blade or chuck steak and cut it up yourself. Pre-packaged stew beef often comes from several animals of varying quality. 10. Don't deprive yourself. If you feel like a tub of chocolate Haagen-Daz, do it. Treating yourself once in a while is good for the soul. 2 1 1 Link to comment Share on other sites More sharing options...
Chicken. Posted January 23, 2022 Share Posted January 23, 2022 instead of going out and spending money, just stay home and watch the canucks games. instead of staying up late munching out and watching tv, go to sleep early and go to the gym when its nice and empty in the morning. you'll save money by being healthier and eating less night time crap (or maybe that's just me with no self control at night) save ALL plastic bottles and cans for the recycling depot. I can easily rack up 20-30$ every couple months. be adamant about getting as many products as possible on sale. 1 1 1 Link to comment Share on other sites More sharing options...
Hogs & Podz Posted January 23, 2022 Share Posted January 23, 2022 (edited) I stopped drinking alcohol... HUGE! Saving $1500.00 per year (conservative estimate at home drinking). I work within walking distance, save $800.00 (driving a very fuel efficient 4 banger) As a single father if two, cook from scratch 6 days a week (one night per week for takeout and one night per month eating out).... teaches kids how to cook in a healthy way and you save big money. I'm selling my house on van island this spring. Making great profit off it. Rolling it into land (20 acers) in central America paid in full and lots left over for building and living off of. Building micro hydro system... Year around free, unlimited power... Sell excess back to grid. No mortgage and no reliance on credit!!! Big savings and true freedom. Edited January 23, 2022 by Hogs & Podz 1 3 Link to comment Share on other sites More sharing options...
Nuxfanabroad Posted January 23, 2022 Share Posted January 23, 2022 21 minutes ago, Toni Zamboni said: i save a ton by growing my own weed. Tend garden? No, garden the weed Life troubles, don't stem from this seed When sh*t hits the fan Dig into this plan Keep rollin' - like Willie plays lead 1 Link to comment Share on other sites More sharing options...
-DLC- Posted January 23, 2022 Share Posted January 23, 2022 12 minutes ago, Chicken. said: instead of going out and spending money, just stay home and watch the canucks games. instead of staying up late munching out and watching tv, go to sleep early and go to the gym when its nice and empty in the morning. you'll save money by being healthier and eating less night time crap (or maybe that's just me with no self control at night) save ALL plastic bottles and cans for the recycling depot. I can easily rack up 20-30$ every couple months. be adamant about getting as many products as possible on sale. All great tips. And you can save on the gym and workout at home if you really want to cut costs. Although, my gym membership is under $15/month. 1 Link to comment Share on other sites More sharing options...
Chicken. Posted January 23, 2022 Share Posted January 23, 2022 (edited) 12 minutes ago, -DLC- said: All great tips. And you can save on the gym and workout at home if you really want to cut costs. Although, my gym membership is under $15/month. My community centre gym is free as i'm a city employee another tip I suppose.. I also have a strata gym i use no paying for me lol oh and one more... if you must have a streaming service (or a few) then find people to share a login with for each service, you can run multiple devices at the same time so won't even notice generally. I share mine with my family and we each pay for one of crave/netflix/disney/prime Edited January 23, 2022 by Chicken. 1 1 1 Link to comment Share on other sites More sharing options...
Phil_314 Posted January 23, 2022 Share Posted January 23, 2022 1 hour ago, Hogs & Podz said: I stopped drinking alcohol... HUGE! Saving $1500.00 per year (conservative estimate at home drinking). I work within walking distance, save $800.00 (driving a very fuel efficient 4 banger) As a single father if two, cook from scratch 6 days a week (one night per week for takeout and one night per month eating out).... teaches kids how to cook in a healthy way and you save big money. I'm selling my house on van island this spring. Making great profit off it. Rolling it into land (20 acers) in central America paid in full and lots left over for building and living off of. Building micro hydro system... Year around free, unlimited power... Sell excess back to grid. No mortgage and no reliance on credit!!! Big savings and true freedom. That's amazing! It's unfortunate that Vancouver and surrounding areas are so overpriced but it'd be great to move to somewhere less expensive and do something like that. 1 Link to comment Share on other sites More sharing options...
BPA Posted January 24, 2022 Share Posted January 24, 2022 My neighbour is going to rent his whole house for $2000+ / mth. Then live in an RV park for $800/mth. Profit. 1 1 Link to comment Share on other sites More sharing options...
Popular Post BPA Posted January 24, 2022 Popular Post Share Posted January 24, 2022 Take tons of napkins from McDonald’s to use at home. 6 Link to comment Share on other sites More sharing options...
J.I.A.H.N Posted January 24, 2022 Share Posted January 24, 2022 5 hours ago, -AJ- said: Maybe it's obvious and harder than it sounds, but I always ask myself before a purchase: "Do I really need this? How much am I going to use this? Can I go without this?" Amazing how much you can save by being discriminate with your purchases, especially your "luxury" ones. I go the other way on this, I charge it up like crazy and hope I croak before I pay it off! Oh! Wait a minute? 1 Link to comment Share on other sites More sharing options...
The Arrogant Worms Posted January 24, 2022 Share Posted January 24, 2022 1 - Win the Lotto Max 2 - Win the 649 Seriously though I rarely buy any groceries that are not on sale unless necessary. Also use coupons...amazing how they can add up. I learned that in University 40 years ago. 1 1 Link to comment Share on other sites More sharing options...
J.I.A.H.N Posted January 24, 2022 Share Posted January 24, 2022 (edited) Ok, Ok! #1. Look at real estate in Dawson Creek.....it is amazing how little it costs #2. Get a work from home job (aka internet) #3. Get a bike for going to the store (hint...buy a basket to put on the bike) also very healthy! #4. Freezer meet is cheaper than fresh meet #5. Buy bulk when ever you can......Tupperware is your friend #6. Buy alternatives to cable....aka Ruku, netflix, amazon prime #7. No need to have a house phone and a cell phone......ditch the house phone! #8. Buy an electric car........(there are free charging sites all over the place) #9. Do not get divorced #10. Do not have kids, ........volunteer at the YMCA #11. make your own wine! Some are actually really good! #12. stay away from fast food restaurants ........you will be healthier and richer! #13. Make your coffee at home and put it in a thermos #14. Go for a long walk every day! #15. Look for coupons, and use them! #16. Do not buy any food with plastic wrapping it...........it is not as healthy and it will cost more #17. Do a good deed every day......you will be happier and healthier #18. Read a book every month (get from Library) It will reduce your blood pressure! #19. Buy at Salvation Army, Goodwill, Value village etc (many other think the same, and it's a good one!) #20. Do not get divorced! (Oh, yes, I said that one already! But it is a big one!) Edited January 24, 2022 by J.I.A.H.N 1 1 1 1 Link to comment Share on other sites More sharing options...
Chris12345 Posted January 24, 2022 Share Posted January 24, 2022 (edited) 4 hours ago, I.Am.Ironman said: The biggest 'silent' killers imo are eating/drinking out, new devices, and phone plans in excess of what you really need. Oh and cable. The not so silent killer is obviously living expenses. If you have a job that allows you to earn the same wage but in a cheaper city, then making the move will do wonders for your finances. Of course one has to be willing to move and weigh all sorts of personal, professional, and financial factors. I saw an interesting quote the other day. I'm paraphrasing but it went along the lines of: "Netflix doesn't only cost you $9.99/month, it costs you your time. Coke isn't cheap, it costs you your health. Social Media isn't free, it costs you your focus." Essentially if something is cheap/free - you are the product. Yea I was offered more money to leave an expensive city. Say what? More money to work in a cheaper city....start the car!!!! Edited January 24, 2022 by Chris12345 1 Link to comment Share on other sites More sharing options...
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