[[GDT] November 9 2022 - Vancouver Canucks @ Montréal Canadiens - 4:30pm PT/7:30pm ET - Bell Centre]

Demko sucks

[[PGT] Vancouver Canucks at Columbus Blue Jackets | Oct. 18, 2022]

We suck.

[The BC Real Estate Discussion Thread]

9 minutes ago, Muckalt classic said:

When I had a mortgage I used coast capital variable rate product, not sure if it's still the case but the rate was variable but the payment remained locked in for the term. Now yes if rates rise, more of your payment goes to interest leaving a bigger payment when you refinance in 2-5 years but the good news is at that point if you can't afford the payment you can renew the payment back to a 25 year amortization assuming you have over 20% equity they'll happily do this again bringing down your monthly payment, albeit you'll take longer to pay off your loan in this worst case scenario.

 

I used this strategy when I had my first kid. My wife was off work so a big hit to income I refinanced my mortgage back out over 25 years and brought my payment from $1550 down to $1200/month which helped our cash flow situation.

 

https://www.coastcapitalsavings.com/mortgages/member-get-it-mortgages#membersratetable

 

Looks like the same still applies... they're offering $$ towards fees for switching your mortgage to them too. Might be worth talking to them.

[The BC Real Estate Discussion Thread]

13 hours ago, Sean Monahan said:

To be quite honest- and this really shows how naive I am with this stuff- I’d panicked so much that I hadn’t even considered into looking at switching to a fixed rate. My broker weighed the pros snd cons with me and sold me on the variable last spring but fixed rate might help with my worries. 

When I had a mortgage I used coast capital variable rate product, not sure if it's still the case but the rate was variable but the payment remained locked in for the term. Now yes if rates rise, more of your payment goes to interest leaving a bigger payment when you refinance in 2-5 years but the good news is at that point if you can't afford the payment you can renew the payment back to a 25 year amortization assuming you have over 20% equity they'll happily do this again bringing down your monthly payment, albeit you'll take longer to pay off your loan in this worst case scenario.

 

I used this strategy when I had my first kid. My wife was off work so a big hit to income I refinanced my mortgage back out over 25 years and brought my payment from $1550 down to $1200/month which helped our cash flow situation.

 

[Coronavirus outbreak]

54 minutes ago, Silent Man said:

Option#1- Foreign trained nurses and doctors that are already in Canada driving cabs or working 7-11.

Option #2- Invite doctors and nurses from other countries, pay them premiums, it much better then just print money

Option #3- Shorten studying time, concentrate on the things that are really important to fight Covid. Pay more to these guys. During WW2 medical students after 2- 3 years were working in the hospitals as surgeons. Government says we are in a war, so act like we are in a war.

Option #4. Bring doctors and nurses from retirement, adjust for these folks tax act to avoid extra taxation.

 

Many things can be done, and government are not even trying anything. Just lockdown and print more money.

 

 

Preach on man between the two of us we've come up with more potential solutions than the governments have in two years.... don't worry though we're about to hear from all these echo chamber experts about why we're  wrong and everything these useless politicians are doing is right.

[Coronavirus outbreak]

2 hours ago, JM_ said:

well we'll have to agree to disagree here. I look at the death rate per capita compared to the US and see why the shut down was needed. Canada - 80/100,000. USA 251/100,000. 

 

https://coronavirus.jhu.edu/data/mortality

 

becoming an RN is 4 years. Its another 2-5 to be an iCU nurse. 

 

The doctors that run an ICU is 12 years. 

 

So look at it this way for a moment. Just assume for the sake of argument that you are incorrect on our ability to train healthcare professionals. Does that change your view of the decisions made?

 

I can't anymore you guys keep moving the bar and making excuses... from day 1 I've said the following

 

1. Signing bonuses to get retired doctors/nurses out of retirement. Offer like $20k-$30k for a 2 year term.

2. Debt forgiveness for new enrollment in nursing programs. We'd have a bunch of nurses graduating now.

3. You all act like you need 7 years to get an icu nurse from scratch... how about offering promotion incentives for current nurses and fast tracking the Training then have the new wave of graduating nurses from point #2 to fill their rolls.

 

We're literally spending billions a year to shut things down and support people at home, how fast can things move in training/capacity building if it had the same investment?? 

 

Stop giving the government a pass they've had two years for solutions and all they do is lock down sectors and give handouts its a joke at all levels and all provinces (Right or left leaning)

 

Lastly vaxxed unvaxxed not my debate but how about not firing a bunch of trained professionals while we are apparently facing a medical crisis. If I'm in hospital I'd take an unvaxxed nurse caring for me over no one.

 

[Who has bought tickets because of coaching change?]

I just bought my daughter a jersey on the NHL shop too I am stoked maybe its the half a bottle of rum talking but this team is fun again!!! My post count is awful because I lurk all the time but dont post, this has made me want to post, fan since 1991!!!

[Who has bought tickets because of coaching change?]

Simple question, who has bought tickets directly because of the change in coaching and management. I just bought 3 tickets to the Dec.19th game vs. Coyotes. I'm taking my 5 year old daughter to her first Canucks game from Vancouver Island.

 

I refused to buy tickets to watch the boring green coached team but the new life in this team is amazing and makes me excited to come!!

 

Bruce there it is!! Can't wait GCG!!!!