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Russ

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Posts posted by Russ

  1. 6 hours ago, thedestroyerofworlds said:

    For the slow ones in here.

     

    OMICRON IS A DIFFERENT VARIANT.  THE VACCINES WORKED FINE WITH ALPHA AND DELTA.  THE EFFICACY FOR THE VACCINE THAT WAS DEVELOPED IN 2020 IS LOWER FOR OMICRON.  IT STILL PROVIDES REDUCED RISK OF SERIOUS ILLNESS.  ILLNESS AND INFECTION ARE TWO DIFFERENT THINGS.

    Busch Beer GIF by Busch

     

    And this is why I am in no rush to get my booster when they keep texting me about it.  Its the same damn formula as the original one last I read about a month ago when omincron was ramping up.  Worked fine for alpha and delta, did its job in keeping down hospitalizations but its shown its not effecting omicron much so my interest in getting the same shot again thats clearly outdated at this point is not top of my priority list.  I know they have talked about how they were trying to change the formula to deal with omicron but haven't heard if its completed and distributed yet.

    • Cheers 1
  2. On 1/27/2022 at 11:20 PM, DontMessMe said:

    Sometimes I wondered if he was pressured by the media and the players to extend Green. Green received A LOT OF PRAISES from the players. And I guess, to Benning, he prob didnt want to sign green hence it took so long? But he succumb to the media and players 

    And Green had to be the face for so much of that.  When crap like Virtanen situation happened, thats when the GM/President need to be out front and the leader of the franchise.  I thought they left Green out there to do to much of that while Benning and Co stayed behind the curtains.  There were quite a few times over the years Benning needed to step up and be the face and Green was the ones taking all the punches.

  3. 3 hours ago, bishopshodan said:

    Radio is saying the Ottawa police is expecting 1000 vehicles. Can't remember the break down but I think they said less than half of them are trucks.

     

    What did Fox report from the intellect that is Theo Fleury? 

    50,000?

     

    And JRE parroted that?

     

    I have defended Joe on here in some regard. I have followed his career since NewsRadio, mostly because I am a fanatic about martial arts.

     

    He has had good guests and interesting angles. 

    He has now finally completely lost me. He is fake news media, just like Fox. He is part of the rich elite that are manipulating information for, well, dollar dollar bills ya'll

     

     

    Joe is paid to get ratings up at this point.  He's gonna ruffle some feathers and keep that convo going with him in it.  No different than fox or CNN pushing agendas to try and pump their ratings. 

     

    Prior to spotify, he was absolutely solid. Haven't listened to him much, not many of his guests interest me these days.

  4. 8 minutes ago, RUPERTKBD said:

    Speaking of "dehumanizing" how many here think this guy is just "protesting" and how many would punch him square in the face, if they were the ones recording the video?

     

     

    Outside of the fact punching him in the face first would get an assault charge, there's no way in a million years an adult should be yelling at kids like that. He's acting like they threw rocks at his car, no they are wearing masks so he needs to keep his pissy rants to himself or go take it up with his mayor or MLA (whatever they are called down there). 

  5. 15 hours ago, bishopshodan said:

    it's nice to have someone here that also deals with PF. It is really cheap and my main reason is convenience too, also where my training partner is. Though I might start twisting his arm to move somewhere else. He's in insane shape, ex marine, pro fighter and personal trainer. So, he knows how to get results...if PF is good for him then maybe I can get with the program too. 

     

    I keep telling myself..'its the samurai, not the sword' 

    I can reach my goals at any gym, just gotta put the effort in. 

    Yea I'm gonna give it another few weeks and see if they go back to 24 hours or I will be switching out. Just not a fan of after work gym sessions, I like the early morning. Convenience is my only reason for staying right now. 

    • Cheers 1
  6. 10 hours ago, Alflives said:

    I’m seeing us trading:  Miller, Motte, Dickinson, and Boeser.  We will return top young players, grade A prospects, and picks.  This team is going to look a lot different after the 2022 TDL.  

    I don't think Dick has done enough for someone to want to take him on with extra years left on his deal unless its a player for player with similar salary like how Jim swapped Pearson and Guddy back in his Pitts days.

  7. On 1/24/2022 at 5:21 PM, bishopshodan said:

    Joined a Planet Fitness.

     

    :sick:

     

    It's cheap and have a bunch of extra crap like a spa and tanning beds.

     

    But the equipment is weak sauce.

     

    No barbells. None. For bench press or squats you have to use those smith machine type deals.

     

    The dumbbell and bench area is small for some reason so you have to grab a bench when you can. Meanwhile they have a million treadmills and ellipticals.

    My training partner wanted to join there so I have done so as well. I drive his son when he is out of town every 4 days, he works at the prison in Vic. When i see him later this week, I may start the campaign to find somewhere else. 

     

    It is what it is..... Its dead straight on my way to work so its convenient, thats about the best I can say about PF.   

     

    Problem is with this reopening they decided to start opening at 5AM, well I used to go at 4am so this is frustrating and just got back from an afternoon workout and it was meh, I like the early mornings best.  I am looking at a couple others right now and might just cancel my PF membership since its not early mornings now, which sucks because everything else is a 7 minute detour out of my way essentially (x2).

  8. 13 minutes ago, iwtl said:

    https://www.ctvnews.ca/politics/conservative-mps-cheer-on-trucker-convoy-voice-opposition-to-vaccine-mandates-1.5754495

     

     

    Good that people are starting to take this alt right radiclization seriously.

    This politically organised group with support of some conservatives are fund raising at levels that even go fund me has had to say wait a minute here

     

    the USA has the same mandate in place meaning trudeau dropping canadas would change nothimg. They dont mention that critical fact

     

    the speed and depth of the radicilzation should be a wake up to trumpism on our soil and if that doesnt thren the call of a supporter to turn the truck rally into canadas Jan 6th should wake evryone up

    You'll have 1 or 2 morons say it will be like Jan 6 and it blows up into a major story.  Acting like all these people that oppose vaccine mandates are some sort of radicals is a ridiculous statement, most of these people just don't believe in being told what they should put in their body and after being praised as front line workers for the longest time, now they are the enemy because they don't believe in vaccines?  Theres been tons of freedom rallys out in Vancouver and Victoria, I haven't heard of anything getting out of control, its people opposing vaccinations and segregation. 

     

    I have a large portion of my friends that are against the vaccine and even more who don't support the mandates and don't like them splitting us into 2 different groups.  Not a single one of them I would even think for a second in a million years would think "oh hey we should storm parlament hill and get to the PM like America did!"  No not a single one, they just don't want this segregation. 

    • Upvote 1
  9. Wtf? This was a house I wanted to look at back in December at the 1.1 price. Got bought way over, there's zero comparisons as to the condition of the house for that price tag, popped up a week later looking for a renter for the house at $3500/month on Facebook and now it's listed again 35 days later for slightly less than they paid a month ago? Man I don't drink enough.... 

     

    I can almost guarantee this was money laundering lol

     

     

    Screenshot_20220125-164539_Chrome.jpg

    Screenshot_20220125-163829_Chrome.jpg

  10. 2 hours ago, nuckin_futz said:

    Technically speaking we bounced pretty much where we should have (off prior support). Hindsight is always 20/20 B)

     

    snp.jpg.dee65d71cdb2ff72348e0aad0cecf421.jpg

     

    In non technical terms, we exhausted the sellers and buyers came in. An extreme move down was met with an extreme move up. I would think SPY could find resistance around 450-470.

     

    We are now in a rising rate environment. Speculative garbage with iffy earnings is not the place to be. Things like ROKU, RIVN, PTON, AFRM should be avoided. Less sexy stuff like financials, oil services and dividend paying stocks should provide a nice place to ride out any storm.

     

    Unless you get a full scale war in Ukraine or Powell gets unexpectedly hawkish we probably chop around in a range for some time.

    Really? Because PTON has had a 22% spike in the past week! Just ignore the 1 year chart though..... 

    Screenshot_20220124-184841_Chrome.jpg

  11. 1 hour ago, -DLC- said:

    ^ Numbers appear to be going down, but are they?  Without the access to tests, who knows?

     

    Not convinced.

     

    The hospitalizations and ICU numbers tell the real story.

    Didn't they say a week or 2 ago they were going to split the numbers in hospitals into those who are in FROM covid and those that happen to have it but there for other things?  Now I see its saying covid-positive as apposed to covid like in the past.  With how transmissable omicron is, yea hospital numbers have gone up but a good portion of those people probably just happen to have tested for it as opposed to be there because the virus made them sick enough.  I swear they were going to split those numbers but doesn't look like they are.

  12. On 1/22/2022 at 10:55 AM, Sean Monahan said:

    Looking for advice/opinions here. I'm 28, single/single income, and bought my first place last year. 1BR condo in Cloverdale/Langley. It's 2 blocks from one of the proposed Skytrain stations and 4 from another, so I think it has good potential as something to sell later on or to keep as an income property. Right now it costs me about $1500 per month for mortgage, strata, and insurance. Hypothetically, in a few years if I had a girlfriend/wife to move out with I could rent this place out and likely bring in a bit of profit each month.

     

    Now here's where I'm nervous. I qualified for my mortgage on a 5 year variable rate at 1.5% (variable rate was the mortgage broker's recommendation). Obviously since I qualified I can afford my place. Where I get nervous is at the though of climbing interest rates. Despite the stress test, I'm not entirely confident I could keep paying my mortgage if interest rates climbed to >5%. I'm almost certain that if they hit say >6.5% I would default on my mortgage within a year, assuming my income hasn't changed meaningfully in that time (which of course is something that is possible. I'm not ruling that out). We've all seen the way our cost of living in general has increased so much the last few years and will continue to for the foreseeable future with the way inflation is going. 

     

    I paid $367K for this place with 20% down ($73 500), $20K of which was a "gift" from my parents. There's been three comparable units in my building that have sold since I moved in, with the most recent being a unit one floor below me that sold for $390K in December. A guy I work with is in the market for a 1BR and I half-jokingly told him I'd part with mine for $400K, to which he said he'd do it. Selling this place for $400K would mean I'd be walking away with about ~$106K, right? Minus the $20K back to my parents and there was some sort of first-time buyers program or exemption I qualified for that the mortgage broker told me I'd have to pay back I think it was $15K if I sold or rented this place out within the first year of ownership. Tack on some fees for realtors/lawyers (I guess I could cut out a realtor in this scenario? Maybe? Might also be a terrible idea, not sure) on top of that, and I could walk away from a $400K sale of my unit with maybe $60K in my pocket? Obviously it would suck to lose that $15K for the first-time owner thing, but my thinking here is this: Even with that penalty, I'd be walking way from here with a profit of several thousand in just a few months time. More importantly, I'd be walking away from the risk of defaulting on my mortgage. 

     

    I read about the debt crisis in Canada and it makes me worry about what the market could look like in a few years. I can't remember the exact numbers, but I've read that if interest rates climbed something like 3 or 4%, a fairly significant 'X' number of Canadians would default on their mortgage within a year. A precipitous situation, no doubt. I can only assume that this would lead to a fairly meaningful market correction, right? My thinking was what if I sell my place, sit on my cash or maybe safely invest it somehow and keep saving in the meantime, then try to buy back into the market after the correction? "Buy the dip", so to speak.

     

    I'm not really sure what to do. Money's tight for me and I worry about this a lot. Hell, I'm only eating about 10-12 meals per week these last few weeks to save money after getting hit with a special levy to pay for some relatively minor damage to the building caused by the flooding in November. I buy what's on sale, live a cheap social life (dog walks with friends, hang out at home and split a 6 pack, etc), don't heat my home and spend my time at home with the lights off other than when I'm cooking. I've gone over it several times and I'm not sure where I could pare back my expenses much more. I don't want to talk to my parents about it, mostly because I feel they've already helped me enough but also because it's a little embarrassing. My anonymity amongst you fine folks helps. And before some boomer wants to tell me to shut up and work harder or something to that effect. I spent a little more than a year working two full-time jobs as well as coaching baseball/doing hitting lessons to save up the down payment for this place. I ran off about 5 hours of sleep split into two naps. It was only 5 years ago I was coming out of uni with about $35K in debt. I've been working my ass off and pinching pennies for several years now to climb out of that debt (which at one point seemed completely insurmountable and is really the reason I always worry so much about money now) and get into the market. I don't want to end up catching a falling knife here.

     

    I apologize for the long windedness but I had to talk to somebody about it. And yes, in order to continue to pay my mortgage post-interest hike I could pick up a second job again. Currently I still coach baseball and do a bit of side work for my uncle in addition to my full time job. I should've added that it's not just simply the ability to pay the mortgage that worries me, but also being stuck with a place that's seriously devalued and having a mortgage that's not commensurate with its value anymore (a la the US in 2008 on a more minor scale I guess?)

     

    Thanks to anybody who takes the time to read this. If you have any sort of advice I'd love to hear it.

    I am no where near qualified, but I HIGHLY doubt the Feds (liberals or conservatives) would ever allow rates to go up to a point where many many people are defaulting.  Plus many people have locked into 5 year rates, generallly variables are less than fixed even with rising rates .

     

    Honestly, if I am in your position, don't get out and sit on cash.  I did that prior to this massive run up, have been on cash for over a year and my wife still can't find a damn house and the bastards keep rising.  We both regret ever selling, we had reasons, but no one saw this run up coming like this.

    • Cheers 1
  13. 1 hour ago, bishopshodan said:

    Exactly,

    Like any business, the lease rate is most important.

     

    Again, it would be a labour of love. If I could break even I would be happy. I already have all I need in life.......except a good gym to use.

     

    The alternative would be to build a home facility but there's something about public gyms that make me focus more and work harder. 

    Its just different.  I think its because you've gone there for a reason, to work out, usually on a time frame so you know you need to get xxxx done before work/dinner/family/etc.  I have tried home gyms, its good but not nearly the same, just can't get the focus, find I slack or take a lot more rest or time.

  14. 2 hours ago, Alflives said:

    Was it the gyms, or the 20-40 crowd who use gyms most getting Covid at a very high rate, that were problematic?  

    I don't know theres like 3 of us at 4AM in a massive gym.  Thing was so wide open you could litterally throw a football around and not have to worry about hitting someone.

  15. 9 hours ago, bishopshodan said:

    My gym gave up.

     

    Found out late last night that they are closing permanently. They are older owners and couldn't hang on anymore.

     

    There's not much around my area. I'll have to drive for a bit, i dont know.

     

    I haven't felt this low in a while. 

    Oh no another small buisness dead :(

  16. 6 hours ago, Chicken. said:

    Tore my rectus femoris muscle in half at the muscle belly playing soccer back in November and have been desperately trying to rehab back to full function as surgery isn't an option. The muscle

    retracted up into a ball pretty crazy injury, thought it was a hematoma at first. I need the gym bad. Cmon dr b people need to rehab.

     

    thank goodness the pools are at least open.. I need to make the rest of my quads massive apparently and ill be okay. 30s are definitely the injury decade.

    Sorry to hear that.  I broke my leg just before covid, got the ok to go to physio to walk and my achilles had gotten so tight I couldn't move ankle much, got in 2 sessions before province closed (or severely scaled back patients/hours) in March 2020, not being able to get full physio or be able to get to the gym as much as I needed to severly delayed my recovery by probably 6 months atleast.

  17. On 1/12/2022 at 12:21 PM, Warhippy said:

    For those in the know.

     

    Over the last few weeks, Canada has approved mushrom/psilocybin use in patients, the US now has 2 states that have legalized it AND it si now listed on the US stocks as well as Canada and germany.

     

    Mindmed, Numiness, Trip, PSYK

     

    Get ready 

    I got in this last January, glad I cut bait early after some quick losses.

  18. On 1/5/2022 at 8:46 AM, Boudrias said:

    Average Canadian family now owes + $295,000 in government debt. Add that to your mortgage! Contrary to popular belief the Government cannot keep creating money to pay for their promises. We are in big trouble. 

    Imagine if someone could stop the Feds from spending money they magically don't have....  Its almost like how the average joe can't miss a dollar on his taxes before morons decide to come after us and if we owe money they take our stuff.  I love how the government can just spend nilly willy and play it off like its fine and a good thing. 

     

    please leave go away GIF by CBC

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