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Something I'm a little bit surprised has not been looked at, from an injury/ insurance standpoint. Or maybe it has?

 

example 

Johnny X gets injured and cannot play for the remainder of the year.

Johnny's current team places him on LTIR, and the insurance company pays Johnny's salary till he is healthy- if ever, or his contract ends.

This is reasonable because Johnny's team lost the asset of him being able to play due to his injury.

Insurance pays because johnny is unable to be an asset to his current club.

 

But then Johnny's team trades him to a different team for a cap dump and picks or whatever.

 

Doesn't that make him an asset again, and if he is an asset, and both his old and current teams are receiving a benefit- why does the insurance still pay out?

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