I'm not really informed on the issue but I'll offer my own personal experience which I'd be interested in people's opinions about.
I've played rugby for ten years or so. I broke my nose in 2010 badly, I couldn't breathe through my nose and became a mouth breather. I went to see an Ear, Nose and Throat Specialist who looked inside and gave me a diagnosis. Told me I'd have to have an operation to fix it and that the wait time would be 14 months.
I waited a week and it is intolerable to try to breathe mainly through your mouth. Your quality of life is much worse. I wasn't sleeping well. I did some research and checked out the private clinic at false creek. I booked a first appointment to see their Ear, Nose and Throat doctor who also works at St. Pauls and has one of the highest reputations in Western Canada. I was told it would cost 4500 dollars to fix. I agreed to this and had the operation done within a week. IIt went successfully.
Could someone please tell me why I shouldn't have been able to do this and save myself 14 unbearable months of poor quality of living? It costs a lot to live in Canada and sometimes I wonder if I should not just move a nice part of the USA considering that when I need the services they aren't there for me.
While we're at it, knowing that your a rugby player that has a higher time of getting the kind of injury that is painful but not immeadiate why not have the option of carrying some private insurance that would allow you to access this private care at a more reasonable cost?
If private health insurance was available there would be a lot of people buying it and a lot more private clinics (working under existing laws).