WeneedLumme

Migawd, there are so many Luddites around. Whenever I see, hear or read about those clowns, I have to wonder, are they being willfully obtuse, or are they just plain stupid? I know a lot of anti-vaxers. One of them has had Covid at least 3 times, including once when he had pneumonia for a month. And yet he still refers to vaccination as a "science experiment".

Certainly if there is an addition you should check the permit. Additions are almost always visible if you look at the house closely, which of course you should do before buying.

Where do you live that first-time home buyers can actually buy a house? And why do you think it is so important to check the permits? Unless it is a new or newer house that appears to have very sketchy construction quality, or has a dubious looking addition, in which case why would you want to buy it at all? I can think of many things I would want to check before buying a house, like roof, drain tiles, plumbing, electrical, oil tank, etc, but for most houses checking the permits would be well down the list.

Despite the facts that if he does, he can (1) finish his ELC sooner, (2) shorten his wait for UFA status by a year, and (3) collect a year's worth of signing bonus this season, and (4) he has already given his word that he will sign with us when he finishes his NCAA season? You are entitled to believe whatever you want, but all of the facts point towards him signing with us this spring.

Looks like the only real issue he has is his skating. If he can improve that significantly, he is a hell of a prospect. A couple of guys who looked too slow for the NHL at first but improved their skating significantly a few years into their careers and then blossomed are now helping to develop our young players. Keeping my fingers crossed for this kid!

It's not all one-sided if he burns that year off. If that happens, then we no longer need to worry about another team offer-sheeting him at the end of the contract. Makes a huge diffence in negotiating leverage.

Inflationary expectations had become much more deeply entrenched by the early 1980s than they have now. Two years ago our inflation rate was running around 1%. The situations are not comparable. Year Yearly Inflation Rate 1981 12.47 % 1980 10.13 % 1979 9.14 % 1978 8.97 % 1977 7.98 % 1976 7.54 % 1975 10.67 % 1974 11.00 % 1973 7.49 % 1972 4.99 % 1971 2.70 %

https://www.cnbc.com/2023/01/14/covid-news-china-reports-huge-rise-in-deaths-after-who-criticized-data.html China said on Saturday nearly 60,000 people with COVID-19 had died in hospital since it abandoned its zero-COVID policy last month, a huge increase from previously reported figures that follows global criticism of the country’s coronavirus data.

Listings are almost always at their lowest level of the year in January, while March, April and May are the months that see the most listings come onto the market.

Yeah, pretty much. Anyone who claims to see a kid who is not even old enough to legally drink yet as a bust, because he had a couple of recent health issues that could have happened to anybody, pretty much has to be either a troll or a simpleton. And I have to agree with you that a tiny wee-wee and a lack of attractiveness could certainly have an impact on how they became a troll.

As do the willfully ignorant. Speaking of which, where did you get your medical degree?

Looks like 5-year bond yields (which would have been promptly followed by 5-year fixed mortgage rates) peaked in mid-October and are more than 0.75% lower now. That reflects the consensus of the bond market players on the path of interest and inflation rates over the next several years. That is a very good sign for our inflation rate, since bond traders (who are entrusted with massive amounts of money) tend to be extremely smart, knowledgeable people who pay very close attention to all the economic indicators. I feel sorry for anybody who recently panicked and locked in their mortgage for a long term at current interest rates. While locking in when long-term money was available in the 2% range was a no-brainer, locking in at close to 5% was a different kind of no-brainer.

So because we don't produce nearly enough of our own food, we should just give up and pave over the richest farmland in the world? Great idea. And because some people manage to wriggle their way around the ALR uses, again, we should just give up on producing our own food? What grain industry? Grain can be grown anywhere on Canada's millions of acres of prairies. The extremely rich river delta land in the Lower Mainland is very rare and immensely productive farmland that can grow far more than just grain. The idea of paving it over and replacing prime farmland with some rocky barren land elsewhere is incredibly shortsighted.

That would certainly inspire loyalty and encourage him to re-sign with the team. Do you find that people are easier to negotiate with if you slap them in the face first? I would normally only do that if I have them over a barrel.

I use anti-fog cloths purchased at Costco. They substantially reduce fogging for a while, although you do need to reapply them regularly. A minor inconvenience, certainly much better than getting/spreading a nasty disease. At least to those of us who are not totally selfish a-holes, like the ones who wandered around the malls or arenas carrying a plastic cup for hours to evade masking regulations.

Hey, apparently even 8% is good odds. And trading an asset with a 92% chance of not becoming a useful NHL player for a player who can actually help the team, is "throwing away draft picks".

Hard to imagine him being much more consistent than he has been for us. He has played 8 games for us so far, collecting points in every single game with 4 wins and 4 OTLs. Much of the time his save % is around .940, but once, in his first NHL game in 6 months, it was below .900. However, that one so-so game is more than balanced off by the 3 different games when his SV % was over .970. It's not really only one game. "Particularly great" seems to be pretty normal for him so far. If he keeps it up, he'll be in the running for the Vezina and the Hart.

Yeah, hard to take someone seriously who is proud of the fact that he evaded the mask mandates by the clever ruse of carrying around a plastic cup for hours. Personally I consider the people who did that to be disgusting, much like the people who evaded the vax requirements for travelling by using forged vax passports.

I know you are being sarcastic/facetious, but what you state here is not actually wrong. If you inject a billion dollars into the economy, and it is tailored to all go to people living hand-to-mouth/paycheque-to-paycheque, that money will all be spent immediately, stimulating the economy and increasing any inflationary pressures. If, on the other hand, the money is all directed at wealthy people/corporations, much of that money will not be spent; it will go into bank accounts or other passive investments, producing far less impact on the economy and inflation. BTW, I am not suggesting that it is better to give the money to the wealthy, I am just pointing out an economic fact with respect to inflation.

Of course it is; they are not even in the same class. One is in the top 50 law schools in the world, the other is not even in the top 300.

Because Greater Vancouver includes river delta land, which is flat, extremely rich farmland. Land elsewhere is not the same quality farmland.

It's not an either/or situation. You should have as much in your TFSA as possible (up to the current max total contribution of $81.5k of course, assuming you are old enough to qualify for the 81.5k) and put it to work. Use a self-directed TFSA, and invest in equities/mutual funds if you are comfortable doing so.

So you are saying that your pocketbook is coughing up 30 % more each month? Wow. That is a lot. While some things have gone up substantially, others have not. For example, the Silver Hills bread I buy at Costco has gone up about 10 % in the last year, nowhere near 30 %. Gas prices are down sharply in the last few months. As I mentioned, like food prices they are extremely volatile, and the increase before that was largely caused by the Ukraine war, which is not likely to be a permanent thing. I am not sure what this means: "Real Estate prices are up 30% since last year from their peak." But the last time I spoke to friends in the real estate industry, they advised me that Greater Vancouver real estate prices (mostly referring to houses in the suburbs) peaked in February of this year, have been falling ever since, and are now down perhaps 20% (depending on the area and type of property) from the prices that could be attained in February. And as you mentioned about clothes, you don't need to buy or rent new real estate each year, so to some degree their price is a moot point. As a matter of fact most people buy new clothes far more often than they buy or rent new homes. So are your total expenses up 30%? Because mine are certainly not.

So your cost of bread is up 30 - 50%. How much has your cost of shelter, gasoline, clothing and recreation gone up over the last few months? Have all your expenses gone up 30 to 50 %? What does your wallet say, are you spending 30 to 50 % more overall?

Food and energy prices are extremely volatile, which is why the BoC strips them out of their rate of core inflation. Using bread or gasoline prices to estimate the inflation rate is not likely to produce much useful information. Especially when a large cause of the current price inflation in both grain and energy is the war in one of the biggest grain and energy producing areas of the world which is (most likely temporarily) dramatically restricting the world's supply of both.