WeneedLumme

Right... Like you are not choosing to ignore the fact that hard, illegal drugs are READILY available to any teenager. And because they are much lighter, far less bulky, don't require an adult anywhere in the supply chain and have much higher profit margins, they are more readily available to kids than alcohol. Alcohol and nicotine are also addictive; nicotine is about the most addictive substance on the planet. And the fact that they kill people, as do contaminated illegal drugs, in your mind is less significant than the fact that they are addictive? That is truly disgusting to me, as it would be to anyone who knows someone who died from contaminated illegal drugs (or alcohol or tobacco use for that matter). Caffeine is addictive too, but it doesn't kill people. But by your "reasoning", caffeine is a big problem, too. You are arrogant, sanctimonious and willfully ignorant, and are onto my ignore list where you belong.

You are choosing to ignore certain points. - the fact that you, a sanctimonious, willfully ignorant adult, do not know where to buy illegal drugs means absolutely nothing to any kid who goes to school, where 1000 other kids also go. Every kid knows who are the "bad kids" who will sell you whatever you want, regardless of whether or not they are "in their immediate sphere of influence". YOUR kids do too, although they might not admit it to you. - most kids CHOOSE not to use hard drugs, even though they ARE readily available to them, regardless of whether or not you believe it. - the worst issues caused by illegal drugs are the fentanyl deaths caused by contamination of the ILLEGAL drug supply and the damage caused by junkies trying to raise money by any method possible to buy illegal drugs. - you seem to be determined to ignore the results obtained in countries like Switzerland and Portugal, where drugs are sensibly treated like the health issue they are rather than a criminal issue, resulting in far less HARM than prohibition causes. We are all in agreement with you that we don't want you to "rehash again", as you have more than made your position clear with your endless string of repetitive posts in this thread.

You would need to dig a little bit deeper than just going for a drive to gauge the change in the strength of the market. If you really want to know how strong the market is, ask someone who is currently active (attempting to buy or sell) in the market, or any realtor. As I mentioned, the projects you see take years to finish. When the market slows down, as it already has, they continue building, but that doesn't mean that the demand for the homes is still as high as it was when they bought/assembled the land. The real estate market is extremely interest rate sensitive, and has been driven by the "emergency low" interest rates the BoC had in place for the last couple of years, but that is over now. Rates have risen significantly and will continue to rise for a while, substantially reducing buyers' purchasing power. I guarantee that within a couple of months the slowing of the market will be obvious, even to just a drive-by glance. The indicators to look for will be more "for sale" signs, fewer "just sold" signs and flyers, and more incentives offered/advertised by sellers/developers.

Yep, you got to know when to hold 'em, know when to fold 'em, know when to walk away, know when to run. Cause if you insist on playing every single hand, you will go broke really fast.

Developers generally don't have the resources to buy the land and build without borrowing substantial amounts of money. The banks insist on presales to mitigate the risk, both for themselves and for the developer. There is a shortage right NOW, but all booms/shortages eventually come to an end. The recent increase in interest rates has already slowed the market substantially, and the increases aren't over yet. Large projects take at least several years between finding the land and delivering completed product. In that time the market can change dramatically. Ask anyone who bought in early 1981 or 1995 or 2008 about how long it was until they were above water again. That's why banks insist on presales, because if the market is down sharply when the project completes, without presales the developer is bankrupt and the bank takes a big loss on their loan. In early 2009 I had a girlfriend who had a $500k presale she had to complete on. She was willing to walk away from her $100k deposit, but the developer said no way, you have to complete, because the market had fallen more than 100k. A good reason not to buy a presale. With respect to offshore buyers, they are currently not prohibited from buying our real estate, it just isn't very appealing to them right now. This is due to various factors, such as the excessive price levels, foreign buyer and vacancy taxes, lack of opportunity to occupy the property, a very bad real estate market in China, etc.

Lenders insist on a large proportion of presales as a prerequisite for the developer to get a construction mortgage. That is not going to change any time in the near future. Selling off entire floors to an offshore buyer is not something that happens any more, with the Foreign Buyers Tax and Vacancy Tax in place and the cancellation of the Business Immigration Program rules which allowed wealthy people to gain Permanent Resident Status just for being wealthy. Even if Trudeau's plan to prohibit foreign home buyers does not materialize, foreign buying of homes has dropped dramatically, largely due to the abovementioned reasons, and is not really a current issue in our real estate market.

Well they may be contributing to the problem of high real estate prices, but anything that increases the supply of rental housing, even if expensive, is alleviating the rental shortage problem. In my mind, AirBNB is one of the biggest contributors to the rental shortage, taking many rental units out of the rental supply.

Actually, the maximum the banks will qualify you for is 39% of your gross income for shelter payments. The 44% you quote is for the Total Debt Service Ratio, which includes shelter payments plus all other debt payments. But most banks would not go above about 30% for Gross Debt Service Ratio, or 39% for TDSR.

One reason you missed, which was the number one reason why so many Mainland Chinese came here over the last couple of decades, is the fact that BC has an excellent educational system, among the best in the world. And of course, in Canada we don't need to worry that the guy you accidentally cut off in traffic will pull out a handgun and shoot you.

Humour, huh? Yeah, please don't; if that was supposed to be humour, you are really not very good at it.

You really consider that to be positive? My point was actually positive; the fact that we took a swing at a long shot with a late round draft pick (a completely appropriate use of a late pick) and the expected happened, he didn't pan out (at least as far as we know, since he is still our property), is not the slightest bit negative. Talking about how it's a loss because that very low value draft pick could have been used as a "sweetener" in some insignificant short-term bottom of the lineup trade on the other hand...

Yeah, what a shame. And here I thought that this 170 pound Dman we drafted 130th overall was a sure thing. What a waste of a precious draft pick, eh?

Yes, that and the fact that he would not be the type of UFA who can get a real bidding war for his services; an ELC is all any team can offer him. And of course the fact that the Canucks are a young team with up-and-coming stars should appeal to a young player, as should the fact that Vancouver provides among the highest quality of life of any city in the world for those who can afford it as NHL players can.

If he is good enough to make the team, they should still keep him in Abby for a year or two? Brilliant. So take 20 or 30 percent of his NHL career and keep him in the minors cashing minor league paycheques. That should certainly earn his loyalty to the team and cause other players to really want to play here.

You are assuming that he is not an anti-vaxer, because he is an Oilers fan. Not a very good assumption. I strongly suspect that many Oiler fans are anti-vaxers. The province is riddled with anti-vax anti-mask Covid deniers, and half the provincial population are Oilers fans, so it is pretty much a guarantee.

No doubt, but hopefully JR is flexible enough to keep players in the lineup if they clearly belong, regardless of their AHL experience or lack thereof.

There, fixed that for you.

When they are spouting their nonsense, I generally wait until they say something blatantly stupid, then I point out clearly just how ridiculous what they just said was. They lose interest in talking to me very quickly, works like a charm.

No, no, cupboards are bare. It has been stated thousands of times, so it must be true. /s

On the positive side, we are pretty much past cold/flu/Covid season, so the next few months at least should be relatively pleasant.

One very plausible reason might be to catch people who are abusing the primary residence exemption to evade taxes. Some people who rent out their property pretend that they are/were living in it to evade capital gains taxes. Others build houses for (sometimes huge) profit but claim that the houses are their primary residences to evade income taxes.

It would be cool. I am tired of seeing boring dark jerseys every home game.

Assuming that extreme right-wing fanatics like that poster know anything at all is quite a stretch.

Yeah, must be a fragile psyche. His poor start couldn't possibly have anything to do with missing training camp after not playing for over half a year with a serious wrist injury. With all that rest he should have just exploded out of the gate, right?

Absolutely. Ask any cop about the consistency of eyewitness accounts from different people who all saw the same thing but remember it differently.