Interesting, SK has had no-fault for a long time. I think it's a pretty good system.
If you're in a crash you have to submit a claim- but they can find that you were not at fault- eg. rear-ended the person who crashed into the other loses their safe driver discount for insurance. The person who was crashed into doesn't lose any safe driver discount they may have. If no one is clearly at fault I think both lose the safe driver discount. If a person causes multiple crashes in a short period of time they have to pay extra to keep driving.
If you're in a crash you have to take it to SGI first then to a body shop- SGI assesses the amount of damage and then if the body shop claims to find more damage they have to get an assessor to come and reevaluate it.
I think for injuries it becomes more like WCB
Tickets for distracted driving ticket just went up to a base of $580 in SK.