ForsbergTheGreat Posted October 11, 2017 Share Posted October 11, 2017 Just now, Curmudgeon said: Yes, I do and no, not necessary. If you lived in BC you would know there IS one universal car insurance provider. But don't let fact get in the way of you being right. I don't live in BC. i thought I made that pretty clear. Do all people have the exact same rates regardless of driving records, regardless of the vehicle they drive, regardless of their demographic? Link to comment Share on other sites More sharing options...
Curmudgeon Posted October 11, 2017 Share Posted October 11, 2017 20 minutes ago, ForsbergTheGreat said: I don't live in BC. i thought I made that pretty clear. Do all people have the exact same rates regardless of driving records, regardless of the vehicle they drive, regardless of their demographic? 1. Of course I remembered you don't live in BC. Hence the words "If you lived in BC you would know". 2. No. Rates are different depending on age, geographic location, driving record, prior claims, and whether or not you use the vehicle to drive to work or just for pleasure. But why are you comparing car insurance to medical insurance when they are not the same thing? Your car gets damaged, you take it to a body shop, it gets fixed and you're good as new. A trip to the doctor might require ongoing visits, monthly prescriptions for months or even years, referral to additional specialists or even hospitalization. If you think you can take the principles that govern car insurance and apply them to medical, you really nee to think that through because, again, they are not the same thing. Link to comment Share on other sites More sharing options...
ForsbergTheGreat Posted October 11, 2017 Share Posted October 11, 2017 2 minutes ago, Curmudgeon said: 1. Of course I remembered you don't live in BC. Hence the words "If you lived in BC you would know". 2. No. Rates are different depending on age, geographic location, driving record, prior claims, and whether or not you use the vehicle to drive to work or just for pleasure. Hmm I wonder why the 20 year old boy with 3 prior accidents has a higher rate than the 45 year old women with zero accidents....Must have something to do with the boy being a higher risk....cough cough...smoking...obesity....drug use.....cough. 2 minutes ago, Curmudgeon said: But why are you comparing car insurance to medical insurance when they are not the same thing? Your car gets damaged, you take it to a body shop, it gets fixed and your good as new. A trip to the doctor might require ongoing visits, monthly prescriptions for months or even years, referral to additional specialists or even hospitalization. If you think you can take the principles that govern car insurance and apply them to medical, you really nee to think that through because, again, they are not the same thing. You don't like car insurance. try life insurance, lower risks, lower payments, funny how that works... Insurance is insurance whether it's for a car, life, or health, it's "a practice or arrangement by which a company or government agency provides a guarantee of compensation for specified loss, damage, illness, or death in return for payment" Car insurance (at least in Alberta) doesn't just cover damages to you a vehicle, in fact of covers a lot more than that. Link to comment Share on other sites More sharing options...
Curmudgeon Posted October 11, 2017 Share Posted October 11, 2017 As I see it, your argument boils down to this: Healthy people shouldn't have to pay into a fund that pays the medical costs of unhealthy people. Sorry you feel that way and I hope you never have to depend on a system for which you hold such contempt. Meanwhile, most of the rest of us are just fine with the concept of universal health care, even if there are frustrations and problems. Link to comment Share on other sites More sharing options...
ForsbergTheGreat Posted October 11, 2017 Share Posted October 11, 2017 12 minutes ago, Curmudgeon said: As I see it, your argument boils down to this: Healthy people shouldn't have to pay into a fund that pays the medical costs of unhealthy people. Sorry you feel that way and I hope you never have to depend on a system for which you hold such contempt. Not quite Healthy people shouldn't have to pay the same rates into a fund that pays the medical costs all, when they are at a lower risk to benefit from it. A cost that is driven up largely by unhealthy lifestyle choices. People should have the option to seek alternative methods of coverage (such as a private insurance) and not be forced into a universal plan. For example, If I want to pay extra so that I get looked after sooner, i shouldn't be forced to look outside of this country to get that ability. 12 minutes ago, Curmudgeon said: Meanwhile, most of the rest of us are just fine with the concept of universal health care, even if there are frustrations and problems. I'm glad you speak for the "rest of us" Link to comment Share on other sites More sharing options...
RonMexico Posted October 11, 2017 Share Posted October 11, 2017 How about a universal pharamcare program? Canadians pay some of the highest prescription drug costs in the world. So you go to your doctor for 'free' only to get kicked in the gut when you have to pay for the drugs prescribed to you. Fortunately for me and my family my company covers the vast majority of the cost but not everyone has extensive coverage. Link to comment Share on other sites More sharing options...
Curmudgeon Posted October 11, 2017 Share Posted October 11, 2017 22 minutes ago, ForsbergTheGreat said: I'm glad you speak for the "rest of us" Again you misread. I said MOST of the rest of us, meaning most but not all Canadians. I don't presume to speak for everyone, but I can speak for what I perceive to be the majority because I am part of that majority. We will have to leave it there because we will not agree. As I see it, you are coming from a place where it is "Me first" whereas I am coming from a place where it is "We first". That does not imply one is better than the other. As the old song says, "There ain't no good guys, there ain't no bad guys. There's only you and me and we just disagree." Link to comment Share on other sites More sharing options...
CaNuCkSLoUiE23 Posted October 11, 2017 Share Posted October 11, 2017 I was in Surrey memorial on Friday, needed stitches on my shin and an x-ray on my hand. Took 5.5 hours. Link to comment Share on other sites More sharing options...
kingofsurrey Posted October 11, 2017 Share Posted October 11, 2017 23 minutes ago, CaNuCkSLoUiE23 said: I was in Surrey memorial on Friday, needed stitches on my shin and an x-ray on my hand. Took 5.5 hours. Surrey is such a beautiful city. Can't imagine living anywhere else... Hopefully soon the Canucks move out to Surrey and then life will be perfect. So many advantages for the Canucks to move out to the where everyone is moving to. Link to comment Share on other sites More sharing options...
DeNiro Posted October 11, 2017 Share Posted October 11, 2017 Saved a couple family members lives without leaving them bankrupt. Of course it's not perfect but at least we're not making people choose between life and death because of money. Link to comment Share on other sites More sharing options...
chon derry Posted October 11, 2017 Share Posted October 11, 2017 4 minutes ago, DeNiro said: Saved a couple family members lives without leaving them bankrupt. Of course it's not perfect but at least we're not making people choose between life and death because of money. that's right 2 tier health care ONLY creates a quality differential, ie harder for the less fortunate , those who really need it' where as for wealthy people there already capable of seeking other mean s of getting "the best care" no thanks ! Link to comment Share on other sites More sharing options...
Hobble Posted October 11, 2017 Share Posted October 11, 2017 I don't know if I'd be opposed to access to healthcare being influenced by one's lifestyle. Would help promote healthier choices and save money in long run if people accepted it. Link to comment Share on other sites More sharing options...
aGENT Posted October 11, 2017 Share Posted October 11, 2017 52 minutes ago, CaNuCkSLoUiE23 said: I was in Surrey memorial on Friday, needed stitches on my shin and an x-ray on my hand. Took 5.5 hours. Probably because they triaged that rightly as less emergent than say the heart attacks etc they prioritized in front of you. Link to comment Share on other sites More sharing options...
riffraff Posted October 12, 2017 Share Posted October 12, 2017 19 minutes ago, Hobble said: I don't know if I'd be opposed to access to healthcare being influenced by one's lifestyle. Would help promote healthier choices and save money in long run if people accepted it. + a gazillion Link to comment Share on other sites More sharing options...
HerrDrFunk Posted October 12, 2017 Share Posted October 12, 2017 26 minutes ago, Hobble said: I don't know if I'd be opposed to access to healthcare being influenced by one's lifestyle. Would help promote healthier choices and save money in long run if people accepted it. My issue with that is who decides what's healthy? Link to comment Share on other sites More sharing options...
Hobble Posted October 12, 2017 Share Posted October 12, 2017 55 minutes ago, HerrDrFunk said: My issue with that is who decides what's healthy? Obviously some guidelines need to be drawn, but I believe it can be agreed that chain-smoking and alcoholism would qualify as unhealthy. Things get more complicated when trying to assess diet or physical activity. I'm sure there are markers in the body that can properly assess whether someone exercises sufficiently or has a horrible diet. Problems could arise when considering cases like marathon runners, where the extreme activity undoubtedly puts strain on their hearts, so should that be considered a positive or detriment? Link to comment Share on other sites More sharing options...
Kragar Posted October 12, 2017 Share Posted October 12, 2017 58 minutes ago, HerrDrFunk said: My issue with that is who decides what's healthy? Yeah, that crossed my mind too. Forsberg's a great idea, but there are so many factors to consider: smoking, drinking, drugs, dangerous sports, diet (perceptions on which change regularly), that managing it would be a nightmare. Sounds like a perfect opportunity for government to jump in deeper! Link to comment Share on other sites More sharing options...
HerrDrFunk Posted October 12, 2017 Share Posted October 12, 2017 1 hour ago, Hobble said: Obviously some guidelines need to be drawn, but I believe it can be agreed that chain-smoking and alcoholism would qualify as unhealthy. Things get more complicated when trying to assess diet or physical activity. I'm sure there are markers in the body that can properly assess whether someone exercises sufficiently or has a horrible diet. Problems could arise when considering cases like marathon runners, where the extreme activity undoubtedly puts strain on their hearts, so should that be considered a positive or detriment? 1 hour ago, Kragar said: Yeah, that crossed my mind too. Forsberg's a great idea, but there are so many factors to consider: smoking, drinking, drugs, dangerous sports, diet (perceptions on which change regularly), that managing it would be a nightmare. Sounds like a perfect opportunity for government to jump in deeper! All of that. Should a guy who plays hockey in a beer league be paying more into the system than a dude who doesn't? After all, injuries happen all the time in sports but how do you weigh that against the fact that he's out there getting some major exercise too? Link to comment Share on other sites More sharing options...
Hobble Posted October 12, 2017 Share Posted October 12, 2017 Why don't we get one of those fancy algorithm programs that Ben Stiller has in Along Came Polly to calculate everyone's risks? Link to comment Share on other sites More sharing options...
Butters Stoch Posted October 12, 2017 Share Posted October 12, 2017 Bringing "the system" into this opens up a whole different topic. You're talking about your experience with this particular doctor, while half the people in here are debating our single payer health care system. Link to comment Share on other sites More sharing options...
Recommended Posts
Archived
This topic is now archived and is closed to further replies.